Can I also use ETFs other than those suggested?

Within the predefined investment universe, you can freely select the investment instruments according to your preferences. To do this, click on a portion of the investment mix, e.g., equities, and then click through to the lowest investment level.

The investment universe itself is defined by us and carefully selected according to the following criteria: cost efficiency, liquidity, counterparty risk, and tax considerations.

As asset managers, we aim to cover all your investment needs and are therefore not always the right solution for independent decision-makers.