Annuity calculator

If you opt for a lump-sum payment, you will need regular payments from your pension assets after retirement to ensure you can maintain your standard of living. Calculate your annual pension or how many years your assets will last.

Pension calculator

Available capital

CHF

Capital consumption in years

Years

Expected gross return on your investment

Annual investment costs

Please note: This calculator is based on general and simplified assumptions and provides a rough overview. Tax effects are not taken into account. For a detailed analysis, please consult your pension fund or a financial planner.

Annual pension

CHF 16’096 per year

If you withdraw your capital of CHF 250’000 over a period of 25 Years, you can withdraw an annual (advance) pension of CHF 16’096 with a gross return of 5% and fees of 0.5%.

Withdrawal plan

A well-thought-out withdrawal plan combined with an individually optimized portfolio ensures that your capital is preserved for a sufficient period of time and provides you with a stable financial basis.

With True Wealth's withdrawal plan, you can easily and flexibly define your withdrawal amounts in the app or web application. You have full control and can adjust your withdrawal plan at any time to suit your individual needs and circumstances.

Your benefits

Regular income: Additional income from regular payments – similar to a pension.
Flexibility: The amount and regularity of the payments can be customized to your needs.
Return: Your invested assets continuously generate income.
Tax advantage: The regular payments from the portfolio are exempt from income tax.
Convenient: Once set up, you will receive your regular payments automatically.

How does the withdrawal plan work?

A withdrawal plan allows you to use your invested capital in a targeted and planned way to meet your needs in retirement. Your assets are managed professionally and you receive regular payments.

Invest professionally

We use an online questionnaire to determine your risk tolerance and suggest a personal investment strategy. Of course, you can customize this strategy as you wish.

Set up a withdrawal

As soon as your capital is invested, you can set up a withdrawal plan. You decide how much you want to withdraw and how often.

Automatic transfer to your account

The specified amount is automatically transferred to your account monthly, quarterly or annually – entirely according to your needs.

Are you unsure whether to opt for a lump-sum withdrawal or an annuity?

Use our calculator to compare both options.

Questions & Answers

We are happy to answer any question you may have. You can find the most frequently asked questions right here.

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