About Felix Niederer
Founder and CEO of True Wealth. After graduating from the Swiss Federal Institute of Technology (ETH) as a physicist, Felix first spent several years in Swiss industry and then four years with a major reinsurance company in portfolio management and risk modeling.
Articles by Felix Niederer
Talk – How parents invest and save for their children
The question of how parents secure the financial future of their children is...
#39 How is money created?
Money creation refers to the process by which new money is brought into...
#38 Exchange fees: the hidden yield eater
Many of us are familiar with exchange fees from our vacations. However, they...
Tax Return: Completed Faster, More Money Back
By the end of March: Extend the deadline or submit your tax return. We will...
#37 Investing with Low Risk: Am I Limited to Swiss Investments?
Many investors with low risk tolerance wonder whether they are limited to...
#36 The biggest pitfalls when investing
Do investors invest according to purely rational criteria such as investment...
#35 Voluntarily paying into the 2nd pillar: is it worth it?
In Switzerland, employees pay contributions to their pension fund together with...
#34 Do multiple investment strategies make sense?
Many investors spread their assets across several portfolios that pursue...
#33 Tax at source-exempt index funds in the 3rd Pillar
Although we at True Wealth do not charge a management fee in the 3rd Pillar,...
Comparison of interest rates for Pillar 3a apps
The third pillar is particularly suitable for long-term capital accumulation....
#32 Distributing or accumulating ETF: which is better?
ETFs offer a simple way to invest in broad markets or specific sectors without...
#31 Are dividend shares worth it?
Those who have capital and want to generate a return from it, e.g. after...
Talk – What is the state of financial literacy among the Swiss population?
What are the Swiss population's financial skills like? We wanted to find out...
Talk – Start-up country Switzerland with Nicola Forster
Switzerland is an innovative country with world-leading science centers that...
#30 How to read a factsheet?
Before you invest in an ETF (Exchange Traded Fund), you should not only take a...
#29 Home bias: Why domestic investment products are not always the best choice
Many investors tend to invest in what they know well and are familiar with –...
#28 Payment for order flow: a controversial practice in equity trading
How do free brokers earn money with your trades? The trick is called payment...
#27 The 5 best-known investment styles for equity portfolios
To date, various investment styles have become established, which investors use...
Talk – Start-up country Switzerland with Dr. Thomas Dübendorfer
Welcome to the first episode in a series of podcasts on the topic of...
#26 Improve your long-term returns with currency hedging
Currency hedging can help you improve your returns over the long term. Find out...
#25 Cash is the most expensive asset class
Cash doesn't belong under your mattress or in your portfolio. Find out why in...
#24 Investing in commodities: an introduction
What are the advantages and disadvantages of investing in commodities, and how...
These fees apply when investing in Switzerland
Most investors are now aware that high fees and costs are real yield eaters....
#23 Real estate or REITs: Which is the better investment?
Buying or renting a property? A question that occupies many people. It is also...
#22 The second most important asset class: bonds
Bonds and equities are often mixed by investment professionals. What exactly...
#21 The most popular asset class: equities
Shares are one of the most popular asset classes. The total value of all listed...
#20 Investment advice and wealth management: what's the difference?
Investors today have several options when it comes to investing their money....
Talk – Capitalism and the Market Economy
What is capitalism? What is wrong with capitalism? And how can we fix it? In...
The 9 most common investment mistakes – and how to avoid them
Investing your money instead of leaving it in your bank account means you can...
#19 How to invest after retirement?
The decision between a lump-sum withdrawal and a pension after retirement is...
#18 Why regular investments pay off
Why regular investing not only makes many things easier, but also often leads...
Who benefits from the 13th AHV pension?
Anyone who has to live on their own in old age from the AHV is financially...
#17 What makes a good wealth manager?
What is important when choosing a wealth manager? Learn more about...
#16 FX Hedging: To hedge currency risk or not?
FX hedging, or hedging against currency risks, is a topic that is often...
ETF savings plan Switzerland: How to do it right
You shouldn't wait to build up your assets and invest the money you have...
The ETF Boom: Growth for All
From an academic mind game to the standard of the modern investor: the triumph...
#15 Why not go all in on the MSCI World?
The MSCI World ETF is one of the most popular ETFs among investors. But is it...
Staggering Investments: Forgoing Returns for a Good Night's Sleep
A conservative strategy that is repeatedly recommended is not to invest a large...
#14 Who benefits from stock picking?
In this podcast, we look at single stock picking: the art of selecting stocks...
#13 Trading or investing: What's the difference?
Trading can be tempting. The thrill of a successful trade releases dopamine....
#12 How does the Black-Litterman model work?
In today's Coffee Break, we take a deep dive into the world of modern portfolio...
Talk – Is there an investment mentality?
Find out from Oliver Herren, co-founder of Digitec Galaxus, how his investment...
Talk – What is the economic situation in Switzerland?
Professor Dr. Tobias Straumann, one of Switzerland's best-known economists and...
#11 What you need to know about benchmarks
Benchmarks are extremely useful for assessing investment instruments and...
Talk – How to teach children about the world of finance
Our guest in today's Coffee Talk is Aysha van de Paer, financial expert and...
Pillar 3a: How to save twice as much tax
With the third pillar, you save on taxes. And not just when you pay in. If you...
#10 Child portfolio: Investing for and with children
Why investing in securities is the best choice and how children's portfolios...
Three times ten percent: how to save for a better future
Wealth makes dreams come true. Or just makes you feel good. But how do you...
Talk – Financial education of the Swiss (youth)
Our guest is Michael Kendzia, economist and head of the BSc International...
How do I invest money in Switzerland?
Everyone handles money differently. Some are conscientious savers, others spend...
Talk – What is money?
In today's Coffee Talk, we talk about a fascinating topic that is commonplace...
#9 Our investment approach
Discover the groundbreaking work of two outstanding academics and how they have...
What is the maximum amount for the 3rd pillar in 2024?
Employed persons with a pension fund may pay in a maximum of CHF 7'056 in 2024....
#8 No time for Pillar 3a?
In this blog post, we take a look at Pillar 3a and whether it's really worth...
#7 Does sustainable investing work?
The world of investing has changed dramatically in recent years as more and...
Greenwashing: The limits of ESG and impact investing
Impact investing promises to make our world a little bit better with...
The cost of market timing: A look at the SMI
At first glance, market timing seems like a tempting strategy. Buy when prices...
#6 Drawdown: How much loss can you afford?
Today we are talking about a topic that is of great importance to many of you:...
Talk – What does the Swiss National Bank do?
In this Coffee Talk, we talk to a very special guest, Dominik Boos, lecturer at...
#5 Is now a good time to invest?
The question you've probably asked yourself many times is, «When is the right...
#4 Why do banking crises keep happening?
Banking crises and their impact on your hard-earned money. In this podcast, we...
#3 How to build a portfolio with ETF?
Welcome back to another exciting edition of our Coffee Break. In the last...
Child portfolio with ETF: A head start for life
Wealth grows best with a long investment horizon. That's why True Wealth offers...
#2 What is an ETF? And what to look for when choosing one?
Have you heard of ETF before but not sure what ETF is exactly? Don't worry,...
Talk - Why did you start True Wealth?
From an unexpected fortune to a digital wealth manager. In today's Coffee Talk,...
#1 What is the benefit of wealth management?
At a time when investing is becoming increasingly important and accessible,...
Five Reasons why we build portfolios from ETFs
Why have we been consistently using ETFs at True Wealth for 10 years? Discover...
Several accounts, one strategy: With a clear focus to investment success.
The optimal portfolio needs investments in multiple asset classes. But only one...
Security: How We Protect Your Assets
With True Wealth, you can rely on innovative asset management by a start-up....
Investing with ETF: Stops are for traders only
ETFs are just as popular with investors as they are with traders. However, both...
Pillar 3a: If you don't switch, you're giving away a fortune
Towards more securities and lower fees: A Pillar 3a switch takes just minutes –...
Drawdown: How Much Can You Afford To Lose?
Equities produce better returns than other assets. But corrections are part of...
Why do banking crises happen every so often?
In recent weeks, many people have been asking themselves: How safe is my money...
No detours to free asset management – it's that easy
You have paid in your annual 3a maximum contribution and want to continue...
Inflation: The Tax Nobody Wants to Pay
Inflation eats away at income and wealth, just like a tax. It's the tax we...
The lowest fees in Switzerland
Low costs, highest transparency and an extremely user-friendly product: True...
Bonds in Inflation: Safe is Suddenly No Longer Safe
Normally, bonds provide security to your portfolio. In periods of inflation,...
Inflation: Protecting Wealth With Real Assets
Commodities, stocks, real estate: Real assets tend to preserve their value...
How Do You Exchange 50 Million in an ETF?
We choose exclusively liquid ETFs with low bid-ask spreads. But how do we...
How much Russia is there in my portfolio?
How large is the share of Russian shares or bonds in my portfolio? And do I...
«Women need to get off the sidelines and start investing now»
We sat down for an exclusive interview with the Swiss «Finfluencer» Aysha van...
True Wealth reduces its fees
True Wealth has crossed the threshold of 5'000 clients and CHF 290 million...
High cash inflows at True Wealth due to low share prices
Many investors see the falling share prices as an opportunity to enter the...
Negative interest rates: These are your two options
Negative interest rates, coupled with high fees and inflation, mean savings are...
True Wealth: On the road to success for five years
Professional asset management for everyone – with this goal, we founded True...
Over 3,000 clients and 200 million assets
True Wealth has developed steadily since its launch in 2014. In the direct...
Finally investing sustainably with ETFs
Thanks to new ETFs, you can invest in a more environmentally friendly and...
Behind the scenes: How the robo-advisor trades for you
Passive investing – it sounds like doing nothing. But in fact, trades are...
Put all your eggs in one basket: Diversification
Without risks, no returns. But if you diversify, you can get the maximum return...
Money-weighted return: How to expose tactical trading
At True Wealth, we measure returns using two methods: money-weighted and...
Hedge funds: suitable for qualified investors?
FINMA protects small investors from hedge funds. Hedge funds are only permitted...
Action Bias: Peace of Mind Pays Off
Too much trading spoils your performance. Here you will learn why you should...
What To Look for When Choosing an ETF
You can manage an ETF portfolio very well by yourself. However, a digital asset...
Young investors opt for ETFs
Young investors are increasingly investing in ETFs. But why exactly are they so...
True Wealth and the year 2016
2016 was also an exciting year for us. A brief review on our own behalf.
Trump and the forecasts
The world eagerly awaited the Trump shock, but it never came. The forecasters...
Smart beta: how smart is it really?
At True Wealth, we rely on passive investing, on pure beta, for our clients'...
True Wealth app for your smartphone
As a real Internet company, you also have to be accessible on the move. True...
True Wealth removes the minimum fee
True Wealth, the number one in online wealth management in Switzerland, is...
Invest Regularly – Even After Losses
When investing, the mood swings with portfolio performance. This is very human,...
The Best Place To Learn About Relaxed Investing Is on the Beach
Are you going to the seaside for the summer holidays? There you can learn how...
